family-building starts here
In partnership with RBC, WIN is here to support you
on your path to parenthood with comprehensive and
inclusive family-building benefits
your WIN program overview
RBC members enrolled in the BCBSMN medical plan are provided the following benefits:
Fertility Treatment: A $20,000 lifetime maximum benefit toward certain costs related to fertility treatment.
Fertility Medications: A separate $20,000 lifetime maximum benefit toward related fertility medications.
Fertility Preservation: Coverage for elective or medically-necessary egg and sperm freezing, including unlimited cycles and years of storage up to the $20,000 Fertility Treatment lifetime maximum.
Please contact WIN for benefit details and eligibility.
how WIN supports you:
- Ongoing access to WIN’s Nurse Care Advocates for clinical guidance and emotional support
- Assistance in selecting a high quality, in-network provider based on your individual treatment needs
- Expertise in understanding complex information and decisions regarding infertility causes, testing, and treatment option success rates and risks
- Guidance to help increase efficient use of hormonal medications to avoid wastage and the risks of over-stimulation
- Education on your pharmacy dosing usage, storage, and medication side effects and also assistance in maximizing your infertility medication benefit
- Access to valuable fertility resources
- Member savings, through the WIN Consumer Program, of 10-40% off medical treatment and pharmacy retail prices for those who have exhausted their benefit, with financing options to make paying for treatment even more manageable
what
Happens next?
Every WIN journey begins with a Nurse Care Advocate appointment. Together, you'll establish a personalized care plan, based on your needs and family goals, and discuss next steps to begin your journey.
- Download the WINFamily App to book an appointment
- Or, call the dedicated RBC line 866-329-9522
find your in-network provider
WIN’s Nurse Care Advocates have deep expertise in fertility and family-building support
and
can match you with providers best suited to help you achieve your goals. Or you
can click below to browse in-network providers at your convenience.
download the
WINFamily App
- Speak with a Nurse Care Advocate by phone or video chat
- Privately track multiple family-related activities
- Set calendar reminders for doctor appointments and other medical events
- 24/7 access to WIN's on-call Nurse Care Advocates
and family-wellbeing.
let's talk about your benefits
The WIN team is here to answer any questions you have. Call RBC’s dedicated phone line 866-329-9522 Monday-Friday 9:00am - 9:00pm ET. Sà Hablamos Español.
Save on Preconception Support
Ava
Fertility tracking as the first step in the family-building journey.
- The first and only FDA-cleared fertility tracking bracelet.
- Detects your 5 most fertile days—twice as many days as LH ovulation tests.
- Increases the chances of natural conception.
- Worn only during sleep.
- Tracks temperature, resting heart rate, heart rate variability, perfusion, and breathing rate.
Legacy
Test and freeze your sperm from home in less than 48 hours
- Full-spectrum semen analysis: Understand your 5 key sperm parameters
- STI Test: Test for the 6 most common STls
- Sperm cryopreservation: Store 4 vials of your sperm for future use
— Patrick M., Age 41, partner undergoing IVF